UMM logo

A Member of the University of Maryland Medical System   |   In Partnership with the University of Maryland School of Medicine


Email PageEmail Print PagePrint

Internal Medicine Residency

Salary and Benefits


Salary for 2008-09 is listed below. A reasonable cost of living increase can be expected for 2009-10.


Interns: 3 weeks of paid leave/year plus an additional unpaid week of leave at the end of the year from June 24-30.

Residents: 4 weeks of paid leave/year.

Book Allowance

$100 during each year of residency. These funds may also be used to purchase software, a PDA or other electronic equipment for educational or clinical use.

Senior Conference or Boards

$750 is available to each senior resident to pay for a conference.

Food, Parking, On-call Rooms and Uniforms

The Department of Medicine pays for meals while on-call (dinner and breakfast) and for campus parking. Lunch is provided at most noontime conferences. While rotating at Mercy Medical Center, all meals are provided by the hospital. Convenient and safe on-call rooms are readily available at all sites. White coats are provided.


The Department provides interns and upper level residents with optional extra shifts or "moonlighting" opportunities to supplement their salary. Restrictions on duty hours and the amount of moonlighting and allowed per rotation apply.

Details about the following benefits are available through the Office of Graduate Medical Education. Information about the current contract, application process, and all GME policies can be found at the same site.

Health and Dental Insurance

UMMS offers several health plan options from which to choose.  Residents with health care benefits elsewhere may waive this insurance and participate in a health plan rebate program. All plans are contributory for all levels of coverage and offer vision and pharmacy benefits. Dental coverage is available with benefits paid for a variety of services.

Sick Leave

Full salary is paid for 29 days for injury or sickness.

Short and Long Term Disability Insurance

Residents receive 100% of their salary for short term disability beginning on the 30th day of disability through the 90th day, and 60% thereafter. Beyond 180 days, you may be eligible for long term disability which pays 60% of your salary. Both plans are fully paid for by UMMS.

Maternity or Paternity Leave

Although not a separate leave category, female residents may use a combination of sick leave, vacation time and disability leave to permit six weeks of post-partum leave for a standard delivery and 8 weeks for a C-section. A male resident may use annual leave to help care for his new family. Male and female residents may use FMLA up to 12 weeks if they have met the employment requirements.

Life Insurance

UMMS provides and pays for basic life insurance benefits equal to 100% of the resident's salary upto $50,000. The resident may purchase additional coverage for his/herself, spouse or dependent children.

Tax-Sheltered Annuity Program - 403(b) Plan

Various plans are available to the resident to contribute money for long-term savings on a tax deferred basis with a choice of four investment companies.

Automobile and Homeowner's Insurance

Coverage may be purchased by the resident with the benefit of low group rates.

Health Care and Dependent Care Flexible Spending Accounts

Residents may establish an account to convert taxable salary dollars into tax-free benefit dollars within the limits established by the IRS. The monies are reimbursed to the resident for eligible expenses incurred for health care and/or dependent care of children under 13 and/or disabled adult dependents. Residents may enroll during the first 31 days of employment; afterward, residents can only enroll during the Open Enrollment period or if there is a qualifying family status change.

Worker's Compensation

The resident is covered for medical expenses and lost work time due to injury or illness that is job related. The resident's survivors are protected in case of death due to a job-related injury or illness.

Carebridge Work Life Services Plan

Carebridge is an innovative work-life services program that provides professional consultation, referral and information to help with personal and family needs, such as child care, college and financial planning, stress management, eldercare, adoption, relocation and continuing education.

Employee Assistance Program (EAP)

EAP is a free, confidential counseling and referral service available to all residents and their family members, and is separate from the health plans provided by UMMS. EAP is staffed by trained mental health professionals and is provided free of charge.

Military Training Leave

If you are a member of the National Guard or the Federal Military Reserve, you are permitted up to two weeks of leave per year. If your military pay is less than your normal wages, the Medical System will pay the difference. Other military leave will be approved according to Federal Law.

Other Benefits

HIV benefit, credit union privileges, cafeteria discount, direct deposit, MTA commuter benefit program, COBRA and unemployment insurance are included in the resident's benefit package. For more details, please see the current contract and the web sites for the Office of Graduate Medical Education.

This page was last updated on: September 10, 2008.